![]() It’s given me a level of control and optimism that I’ve never felt about my money before. After using YNAB for the past month, however, I’m excited to say it’s not like all the other personal finance apps out there. Oh great, I thought, another personal finance app that claims it will change my life. So when a coworker recommended I look into You Need a Budget (YNAB), I was skeptical. Budgeting seemed nice in theory, but it “just didn’t work for me.” But generally, I’d either forget to update the budget, or I’d get tired of the app telling me how much money I’d spent the previous month. I’d even tried creating a budget in a fancy spreadsheet. Sure, I’d tried budgeting software like Mint. I used to think budgeting was for other people. ![]() Helps You Break the Paycheck to Paycheck Cycle.Zero-Based Budgeting Puts You in Control.
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